Zero Admin Fees.
Instant Payments.
Unlimited Freedom.
A South African payment services app that helps you pay bills, send money, and manage your finances, all while earning cashback and rewards.
South Africa’s Inclusive Payments Network
Zenpay is a digital payment solution offering a zero-fee account, affordable transactions, and a user-friendly platform designed for everyday use.
Zero-Fee Account: Enjoy a zero-fee account with no hidden costs.
Free Instant Payments: Send money to another Zenpay account without charges.
Low-Cost Transactions: Make payments to other bank accounts at low cost.
Cashback Rewards: Earn cash back on airtime and data purchases.
Secure Platform: Your information and transactions are always secure.
Seamless Sign-Up: Join Zenpay in minutes with our easy-to-use app.
Simple, Safe &
Secure Payments
The cornerstone of our ecosystem, providing a secure and intuitive environment for managing all financial activities in one place.
Multiple Deposit Options
Deposit into your Zenpay account through various channels, including Electronic Fund Transfers (EFT), Zenpay-to-Zenpay payments, and ATM cash deposits at supported ATMs.
Nationwide Cash Withdrawal Methods
Instantly access your cash anywhere, either through ATM withdrawals or cash withdrawals at selected retailers.
Convenient Payment Methods
Send money instantly in multiple ways, including frictionless Zenpay-to-Zenpay transfers, reliable EFT, Immediate Pay, and convenient Send-Imali/e-wallet payments.
Manage your funds with a secure, fast, and rewarding payment service.
Cash Withdrawal Partners
Zenpay is a South African payment services app designed to help you manage your finances efficiently.
Mission
To provide an affordable, secure, and user-friendly banking alternative for hardworking South Africans.
Vision
To empower individuals and communities through accessible financial services.
No paperwork. Just simple, stress-free payments.
With Zenpay, your money stays where it belongs—with you.
“How much could I save?”
What you pay for with Zenpay vs Traditional banks
Zenpay
Traditional Banks
Account fees
R0
R0-R500
Intra-bank transfers
FREE
FREE
Inter-bank transfers
R2.00
R7-R12
Instant payments
R3.50
R10-R50
Airtime & data purchases
Cashback rewards
Bank dependent
Hidden fees
NONE
Too many to count!
Zenpay is a South African payment services app designed to help you manage your finances efficiently.
Mission
To provide an affordable, secure, and user-friendly banking alternative for hardworking South Africans.
Vision
To empower individuals and communities through accessible financial services.
Join the Zenpay community today to connect with thousands of people just like you.
Financial Literacy Programs: Free workshops and seminars.
Community Engagement: Local events and volunteer programs.
Support and Feedback: 24/7 customer support and feedback loop.
Zenpay Marketplace: Where Trust Meets Trade
Core Value Proposition & Security: Trusted Digital Marketplace
Zenpay Marketplace is a secure, user-friendly platform for verified buyers and sellers within the Zenpay ecosystem.
Mandatory KYC & Secure Wallet:
All users undergo KYC verification, with transactions backed by Zenpay’s secure wallet.
Data Protection & Fraud Prevention:
End-to-end encryption and a proactive fraud detection system ensure transaction integrity and seller reliability.
Buyer & Seller Features:
For Buyers:
Browse and filter listings by location, price, and category
Save searches & get notifications for new matches
In-app messaging with privacy protection
For Sellers:
Mobile-friendly listing creation & management
Bulk upload tool for multiple products
Centralized seller dashboard (orders, payments, delivery)
Paid promotions & discounts to boost visibility
Ratings & reviews with badges for top sellers
Support & Accessibility:
Multilingual Support
Available in English, Zulu, Afrikaans, and more.
User Assistance:
24/7 live chatbot, Help Centre, FAQs, and dispute resolution tool.
Inclusive Design:
WCAG 2.1 Level AA accessibility standards for users with disabilities.
Ready to take control of your finances?
Join Zenpay today and enjoy zero fees, instant payments, and the freedom to manage your money your way.
Sign Up
Sign up in minutes with our easy-to-use mobile app. Create your account today and get started hassle-free.
Verify your identity
Complete a quick and secure verification process.
Manage your money
Top up your account, make payments, and track your spending.
Earn rewards
Get rewarded for everyday purchases with cashback on airtime and data.